Alchemy  - Blockchain Peer-to-Peer Lending Platform (AFI)
ETH, BTC, Fiat
Token Count
1 ETH = 1,000 AFI

Why Alchemy

Debt financing has been facilitated by conventional banks for the past few centuries. Recently peer-to-peer (P2P) lending platforms such as Lending Tree and Lending Club disrupted the industry as consumers sought alternative financing channels. The P2P "Revolution" was proliferated in the wake of the 2008 economic financial crisis, and was further popularized as these platforms offered cheaper and more accessible access to financing. Alchemy believes the P2P lending industry is ripe for another wave of disruption with the incoming adoption of cryptographic technologies. We intend to become the leading P2P lending platform on blockchain technology.

The Alchemy P2P Lending Process

Few steps. It’s easy

Step 1

Credit borrowers can request to borrow money on our Alchemy P2P platform.

Step 2

Through AI and Machine Learning our platform plans to expedite the credit screening process and push out a risk-adjusted interest rate for the borrower and lender.

Step 3

Once the rate is agreed upon by both parties, Alchemy then facilitates funds from lender to the borrower’s account.

Step 4

Credit borrowers debt is then pooled into Alchemy Collateralized Debt Obligations (CDOs).

Step 5

Debt pools are then split into tranches based on risk profile.

Step 6

Investors can purchase Alchemy tokens to have ownership in the TTOs.

How To Invest

1.Alchemy Register


3.White List (Check in your profile)


How To Transfer



3.White List (Check in your profile)

4.Transfer (Both should be in white list)

  • Our tokens would be transferable after our public ICO.
  • All American holders would not be able to transfer their tokens for 6 months, and would be remove from white list temporarily.
  • Any action to do with AFI must be in whitelist.


Justin Jung

Co-Founder & CEO

Justin was a successful salesperson selling skin products to men and books to kids when he was in high school. Later, he started his first business at the age of 18 by establishing a social media marketing agency called JCKR Marketing based in Brooklyn, New York. The business went from 0 to having 6 figures in revenue per month within a year and a half before a family office acquired his agency. Justin works hard to, and excels at, bringing people together and maximizing their potential, because he believes people are the foundation of every business. Justin is currently building his second company at the age of 21, Alchemy Finance, to solve average Americans’ financial inflexibility issues, by building and structuring the Alchemy Tokens. He believes cryptocurrencies, blockchain technology, and artificial AI (artificial intelligence) will form the next internet for human society that will significantly boost the civilization. Justin is an active advisor for multiple startups and also a speaker who has been invited to give public speeches multiple times about entrepreneurship.

James Fan

Co-Founder & COO

James graduated from the best university in Taiwan, National Taiwan University, which only admits the top 1% of all applicants. James had been handling operations for more than 5 years for his family’s real estate business, strengthening his time and people management skills. He also believes in having a backup plans for every decision or action that will be taken. James past experiences include working for NuSkin as a senior representative. He is also a public speaker on financial freedom and entrepreneurship.

JT Bell

Co-Founder & Strategy Officer

Jahril harbors a meticulous attention to detail by enhancing intelligence through information by means of transforming complex data into actionable strategies. He is eager to demonstrate to all that in every transaction they will be taking on a valuable asset. Jahril garnered skills while providing equity research and commercial funding to businesses across the U.S at an innovative investment bank on Wall Street. Similarly, his experience working at an innovative PR firm managing a spectacular client, The National Association of Corporate Directors, furnished him with the opportunity to develop the best solutions using computational, managerial and strategic techniques to ensure that the greatest utility was brought out of every presentation. Jahril’s past experience also includes working at two DoD contracted software development firms. Jahril specializes in strategy consultation and commercial real estate acquisition and financing, and has garnered over $50M in transactions in two-years.

Chris Lowe

Director of Risk Management

Chris is a versatile finance professional with a special focus on credit risk and new product initiatives. Educated at Regis High School, then at Connecticut College studied in the Government Department specializing in emerging country politics and economics. School was followed by time in the New York creative world and as a fine arts painter. Later he transitioned to Wall Street joining Swiss Bank Corporation's Emerging Markets Trading and Finance (EMTAF) group for 3 years working in various developmental roles. This led to 13 years at JPMorgan working in New York, London, Sao Paulo, and Mexico City on derivatives risks, credit risk, country risk, new product development, and credit risk pricing leaving as an Executive Director. Since then Chris has worked in FinTech on SME credit and underwriting exploring the unbanked business finance sector. This gives Chris a unique perspective on finance and risk from Wall Street to Main Street.

John Tse

China & Southeast Asia Sector B&D

John is a strategic planner that always thinks one step ahead of everyone. This habit led him to become multiple executives and chairmans at numerous companies in Mainland China and HongKong Area. John has been involving in Real Estate and Gambling industry for more than 10 years. Therefore, John is very well connected in China and Southeast Asian countries. He believes that Blockchain technology combining real estate will bring a huge revolution in the Asian Market.


  • Q1 2017

    Idea formulation.

  • Q2 2017

    Launch Alchemy.

  • Q3 2017

    Secure financial institutions and retirement fund management interests; NDIRA and in discussion with a few more.

  • Q4 2017

    Acquire strong interest from students and individuals about Alchemy.

  • Q1 2018

    Blockchain smart contract creation and integration.

  • Q2 2018

    Alpha version of Alchemy P2P lending Network.

  • Q3 2018

    Beta Version of Alchemy P2P lending Network.

  • Q4 2018

    Expand Alchemy P2P Lending Network and integration score and credit risk valuation for potential borrowers.

  • Q1 2019

    Partnerships and beta testing with relevant business, financial and legal partners.

  • Q2 2019

    Release product for interested market participants (consumers can start to request debt financing through AFI platform). Start with debt purchase.

  • Q3 2019

    Product test run for new market verticals.

  • Q4 2019

    First batch transactions of securities and tranches with Alchemy coins.

White Paper

Investment Info
Accepting ETH, BTC, Fiat
Token Info
Token AFI
Platform Ethereum
Type ERC20
Token Price 1 ETH = 1,000 AFI
Token Count 125,000,000
Pre-Sale Start Date 2018-July-16
Pre-Sale End Date 2018-August-13
Crowd Sale Start Date 2018-August-27
Crowd Sale End Date 2018-September-10

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