Paygine – Open financial platform
BTC, ETH, Fiat
Token Count
1 PGC = 1$


Paygine is an open financial platform designed to operate within its own proprietary banking structure and designed to serve FinTech and crypto-business needs in areas of money remittance, cryptocurrency exchange, and payment for “real” goods and services under White Label solution.

White Label Model

Provide customers with tools for payment under their brand name, regardless of the size of the business.

Using the token

Once the project is launched, each token holder will have the right to pay for goods or services using tokens in the ratio 1 PGC = 1 USD.

The strongest team

Long-term experienced professionals from banking space from all over the world. A team of developers ready to adopt all of your services for a scaling project of any level of complexity.


Paygine is based on a real and a successful processing center - Best2Pay

  • Certificate of PCI DSS Level 1 Security complaint
  • A complete team developers, managers and project managers capable of implementing projects of any complexity
  • OWN SERVER SITES in the Russian Federation and Great Britain
  • more than 2 million transactions a month
  • Best2Pay and was founded in the UK in 2012 by experts from the banking sector with experience in implementing projects in American Express, SEB, Raiffeisenbank, Bank St. Petersburg, Russian Standard Bank and Sberbank.
  • Best2Pay services uses projects from the field of fintech and e-commerce to serve more than 1.5 million customers, whose number is growing by 34% monthly.
  • Best2Pay platform allows to implement a project of any complexity, which will take into account the unique features of business processes, infrastructure and client's target client audience.


Kirill Radchenko

CEO, Best2Pay and cofounder of Pay Engine Limited

Kirill Radchenko has been working as CEO of Best2Pay, one of the leading e-commerce gateways. He is responsible for the company’s main strategy and business development. Previously, Kirill worked for SEB Bank (SEB Group, Sweden) for over 6.5 years, first as head of its payment cards division, then as head of business development. Kirill has 13+ years of experience managing IT projects, business planning, and developing bank products at an international company. He has in-depth knowledge of the rules and regulations of VISA and MasterCard, and cards processing.

Michael Luposhtyan

Senior Vice President, Best2Pay and cofounder of Pay Engine Limited

Michael Luposhtyan was CEO of Pay Engine Limited, UK, until 2012. He has worked in businesses related to international payments since 2011. From 1993 to 2011, he worked in the international container transportation field, working in customs clearance and freight forwarding through the sea-trading port of St. Petersburg. He was also a general director at a customs broker, deputy director of a branch at a steamship company, and has held other positions.

Maxim Neshcheret

Business Development Director, Best2Pay Singapore

Maxim has 12 years of experience implementing large-scale, nation- wide financial solutions all around the world. Projects include implementation of national retail-payments solutions under central banks’ mandates, central depository systems for central banks and stock exchanges, and multiple projects for commercial banks.

Raniya Luposhtyan

Chief Financial Officer, Best2Pay, US, and cofounder of Pay Engine Limited

Raniya Luposhtyan has been a shareholder of Pay Engine Limited (Best2Pay) for the past five years. Raniya has more than 10 years of experience in consumer banking, with ABN AMRO Bank, Bank Renaissance Capital, and Banque Societe Generale Vostok, leading, implementing, developing, and maintaining credit initiation, customer service, and regional development. She also has five years of experience at Sberbank, in the banking transfers and credit cards group.

Jonatan Schmidt

Chief Strategy Officer, Paygine

Mr. Schmidt is a technology strategist with a deep knowledge of the market and technical expertise in financial technology industry. Jonatan has over 25 years of experience in product and services development in point-of sale technology, transaction processing, POS and ATM equipment and services. Over those years, Jonatan developed a deep understanding of architecture, design concepts, systems and platforms as well as the evolution of payment processing system. He also has an extensive knowledge in IT transactional infrastructure, network switch solutions specific to settlement & reconciliation components. Prior to Paygine Mr. Schmidt worked in the following companies: Bay Microsystems Inc., Cisco Systems, Trova Networks, Ambiq Technology, Hypercom Corp, SiVault Systems, Inc., One Network. Mr. Schmidt holds a Master's Degree in Business Administration and a Bachelor of Science Degree in Financial Systems, both from Moscow University in the Russian Federation. He received an Undergraduate Degree in Market Psychology from Sorbonne University in Paris, and an Undergraduate Degree in Computer Science from Tel-Aviv University in Israel.


  • 2012


    Project start

    Team formation

    Choice of technology and system architecture design

    Start of platform development.

  • 2013


    Development of the platform

    PCI DSS Level 1 certification*

    VISA and MasterCard registration

    Introduction of first services to market

    First sales of online loan repayment, merchant acquiring, card2card transfer.

  • 2014


    Start of active sales

    In cooperation with VISA and MasterCard, new services are developmed and introduced to market

    Go-live with our first large retail bank.

  • 2015 to 2017


    Advanced service supplier for numerous banks

    Turnover as of October 2017 - more than US$ 115 million per month

White Paper

Investment Info
Accepting BTC, ETH, Fiat
Token Info
Token PGC
Platform Ethereum
Type ERC20
Token Price 1 PGC = 1$
Token Count 151,750,000
Pre-Sale Start Date 2018-January-28
Pre-Sale End Date 2018-Feburary-28
Crowd Sale Start Date 2018-June-18
Crowd Sale End Date 2018-August-17

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